Financial difficulties need careful planning and a re-assessment of priorities: a newer look at a much older problem. The one facing the difficulties can be assured that others have faced it too. Rather than feeling hopeless and alone, the sooner the contact is begun, the sooner will freedom come.
There are rather few websites that offer truly impartial advice on debt counselling. The best option is Citizen’s Advice who will offer a face to face meeting, but their website also suggests many options without attempting to ‘sell’ anything.
It is also worthwhile contacting Clergy Support Trust who provide financial grants to eligible households in times of hardship.